5 Basic Principles You Should Follow to Achieve the American Dream

5 Basic Principles You Should Follow to Achieve the American Dream

  Coined by author James Truslow Adams in his 1931 book The Epic of America, the “American dream” is described as, “‘[T]hat dream of a land in which should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement… It is not a dream of motor cars and […]
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Does Anyone Still Dress Up for Work?

Does Anyone Still Dress Up for Work?

The days of power suits and nude hose may be over, but do people still dress up for work? A recent study may offer some clues. In surveying more than 350 American workers aged 18 or older, along with more than 300 senior managers at U.S. companies with 2...
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A Simple Way to Pay Off Your Most Expensive Credit Card Debt

A Simple Way to Pay Off Your Most Expensive Credit Card Debt

A new smartphone app launching this week claims it can help you be smarter about managing credit card debt. Here’s what you should know. How it Works After scanning pictures of all your plastic, Tally performs a credit check. If you’re approved, the servic...
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The Pros and (Mostly) Cons of Balance Transfer Credit Cards

The Pros and (Mostly) Cons of Balance Transfer Credit Cards

Paying off balance credit cards quickly can boost your credit score, but you risk blemishing it without a plan to erase the debt. So you have credit card debt .
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The One Time It’s OK to Pile Up Credit-Card Debt

The One Time It’s OK to Pile Up Credit-Card Debt

Americans are back to borrowing more with credit cards. According to the most recent Federal Reserve data, they owe $952 billion, the biggest load of revolving consumer debt since 2009. Start the conversation
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5 Ways to Save Money at Best Buy

5 Ways to Save Money at Best Buy

For me, the closest Best Buy is a good 25-minute drive, and there are very few things I absolutely need today that can’t wait for two-day shipping. But sometimes, most often for video games, I “need” something that day, so visiting Best Buy b...
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You Won’t Believe How Much Banks Make in Overdraft Fees

You Won’t Believe How Much Banks Make in Overdraft Fees

The bank overdraft fee seems a bit like the financial equivalent of kicking a man when he’s down. Having to pay $35 or so because you don’t have enough money to cover a check you wrote is like having life hand you lemons — and then squirt lem...
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Does Your Credit Card Company Love You?

Does Your Credit Card Company Love You?

Americans love credit cards. We love to use them to earn rewards, to transfer balances and much more. In fact, there were over 550 million credit cards in circulation, as of 2014, and that’s just the three major card providers. Have you ever stopped and aske...
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How Does Credit Card Interest Work?

If you own a credit card – or if you’ve ever thought of applying for one – you have probably asked yourself: how does credit card interest work? At first glance it seems relatively simple. But the details can be confusing. So we thought it would be usefu...
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What happens if I don’t pay my credit cards?

Imagine this: Your monthly credit card bill comes in and you get that sinking feeling in the pit of your stomach because you know your bank account doesn’t have enough money to make the minimum payment. Many of us have had this unpleasant experience. And in ...
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