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What If I’m Late on My Credit Card Payment?

Share to PinterestShare to FlipboardShare to EmailOne of the worst feelings you can have is realizing you have to make a late credit card payment. No one enjoys being late on a payment or bill, yet it happens all the time. While building ReadyForZero, a free online tool for helping you pay off debt, we […]
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Which Credit Card Should I Pay Off First?

If you’re like many Americans, you probably have not one but several credit cards – and you’re probably ready to pay them off. But one of the hurdles to even getting started on your way to being debt free is answering the question “Which credit card sh...
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Should I Do a Credit Card Balance Transfer?

Amanda L. Grossman is a personal finance writer and the creator of FrugalConfessions.com. Have you ever received a blank check in the mail from your credit card company? I remember the first time that I did. It kind of fascinated me as typically the checks f...
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Learning to Live Without Credit Cards

This is a guest post by Don Miller, who writes for CreditCardForum.com, a site where people post questions and get answers related to credit. He knows that credit cards are not appropriate for everyone and operates with that philosophy. However he still enjoy...
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Beware of Store Credit Cards

Every time I shop at a certain store, I’m asked, upon checkout, if I’d like to apply for the store’s credit card and “save 20% off today’s purchase.” Each time, my answer is no. Sometimes it’s hard to say no, since the question is phrased in such...
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How Does Credit Card Debt Affect Your Credit Score?

Credit card debt is often considered one of the most dangerous types of debt, because it’s consumer debt that isn’t tied to any asset (unlike a home or car) and therefore comes with a relatively high interest rate. It also tends to come with higher than no...
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What is the Minimum Payment On a Credit Card?

What is a minimum payment on a credit card? It is a phrase we hear a lot but often people do not fully understand its true definition nor its implications for your finances. At its most basic level, the definition of a “minimum payment” is the lowest possi...
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Yikes! Avoid Getting Trapped by Store Credit Cards

There you are: you’re in the department store, and you’ve picked out some great new shirts and jeans. Then you walk up to the register with your handful of purchases. You dump them on the counter and reach into your pocket to pull out your wallet. But just...
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The 4 Most Dangerous Things About Credit Cards (And How to Protect Yourself)

If you’re reading this, there’s a good chance you have credit card debt or have had it in the past. It’s a tricky beast, that poses specific dangers. I experienced this first hand while I was working to get control of my own credit card debt. Even if you...
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The Art of Conquering Credit Card Debt

One of the most frustrating financial situations to overcome is credit card debt. It’s something that many Americans are dealing with these days, and for most people it’s a very hard situation to overcome — but it is possible. If you dedicate yourself to...
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