Credit & Debt

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May 17, 2016 No Responses

Debt or Your Health – Many Medical Practices Now Force You to Choose

Imagine sitting in your doctor’s or dentist’s office, just minutes from the treatment for the pain that brought you in, when you find out that the only way you can obtain the treatment you need is by paying out of pocket. But not to worry, they tell you. They have a credit card or a […]
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May 17, 2016 No Responses

Debt Free 101: The Basics of Paying Off Debt

You’ll reach debt freedom—the question is just “when?” Will it be 10 years from now, 20 years from now, or 30 years from now? Or will it be sooner? Nobody wants to spend countless dollars in interest payments when they don’t have to — I sure as hec...
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May 17, 2016 No Responses

Why You Probably Don’t Have Credit Card Insurance (Or Want It)

The premise behind any kind of insurance has always depended on the uncertainty that exists in our future well-being. There’s car insurance, life insurance, even bike insurance to cover disasters that may occur. But did you know that many banks offer credit ...
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May 17, 2016 No Responses

Success Profile Update: Katrina’s Knocking Off Credit Cards

Below is an interview we did recently with Katrina, who is a ReadyForZero user we profiled way back in 2011. We wanted to share an update on her progress since then, in the hopes that it will be inspiring for all of our readers. (She recently paid off one of h...
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May 17, 2016 No Responses

What to Do When You’ve Got Too Much Credit Card Debt

So you woke up this morning and it finally hits you that you have too much credit card debt. You’ve seen the signs for months, but you’ve been ignoring or don’t know how to deal with them. And now you feel stuck and overwhelmed. What can you do? Below ar...
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May 17, 2016 No Responses

Could We Learn Good Financial Habits from Teenagers? A Recent Report says “YES”

Maybe the kids really will be all right. At least financially. A recent report by W.P Carey School of Business in Arizona revealed that individuals who open their first credit card account at a younger age are less likely to default on their payments than indi...
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May 17, 2016 No Responses

Don’t Let Store Cards Drive you Into Debt This Holiday Season

The holidays are quickly approaching! That means we should all be prepared for an inundation of store credit card offers every time we make a purchase. While the discount these cards offer can be quite tempting, high interest rates and clever marketing could t...
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May 17, 2016 No Responses

5 Mistakes You Should NEVER Make with Debt

Okay, so you have debt. It’s frustrating sure, but it’s not the end of the world. Millions of people are in the same boat right now, and many of them are steadily working their way toward being debt free. You can do it too. No matter how you got into debt,...
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May 17, 2016 No Responses

The Key To Paying Off Credit Card Debt Quickly

While many people are waking up to the cyclical, quick-sand type nature of out-of-control credit card spending, a huge percentage of Americans are still drowning in debt. Recent statistics suggest that the average household owes $7,149, but when you take out t...
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May 17, 2016 No Responses

Good News: The Card Act is Actually Helping People

After the financial crisis of 2008, regulators scrambled to develop new rules that would prevent a catastrophe of this nature from happening again. Thus the Credit Card Accountability Responsibility and Disclosure Act of 2009 was born. Commonly referred to as ...
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